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Do you already have health insurance and just need a great plan that helps cover your dental expenses? BlueSelect Dental provides security, flexibility, choice, great benefits and affordable rates in a dental plan. Best of all, you can subscribe to BlueSelect Dental even if you get your health care coverage through your employer or with another provider.
Please note: Are you an existing Blue Cross and Blue Shield of Oklahoma member interested in adding dental coverage? Or are you looking for both health care and dental insurance in one package? If so, you can subscribe to our optional BlueCare® Dental PPO plan with any BCBSOK major medical plan. Check your individual plan — or the one you are considering — for more details.
Some common dental care expenses covered under this plan include:
* Some restrictions may apply to these covered services, such as number of times they can be performed per year or period, or other restrictions.
BlueSelect Dental may be right for you if you are an individual or family who:
For more information, view this BlueSelect Dental brochure .
Learn more about valuable member services and features you get when you join the Blue Cross and Blue Shield of Oklahoma family.
Dental insurance costs include monthly payments, individual deductibles and out-of-pocket expenses. For the BlueSelect Dental plan, here’s what you can expect:
With BlueSelect Dental, you can get dental coverage for just you, or your entire family. Plus you choose your coverage option level: Basic or Enhanced. Other coverage features and highlights include:
*Percentage covered after any applicable deductible is met and waiting period limits are satisfied.
You can customize your BlueSelect Dental plan with the coverage level that makes the most sense for the types of dental services, treatments and procedures that you and your family need today. You have the choice between two levels of coverage:
For a comparison of covered dental services under each option, view the BlueSelect Dental brochure .
|Benefit Highlight||BlueSelect Dental Covered Services|
|Option 1 — Basic||Option 2 — Enhanced|
|Oral examinations, cleaning, scaling and polishing, bitewing X-rays, full mouth X-rays, fluoride application for children under 19, space maintainers for dependent children under 19, sealants for children under 14|
|Coinsurance||You pay 0% for covered services||You pay 0% for covered services|
Six-month waiting period
|Fillings (except gold), simple extractions, root canal treatment, extraction of impacted teeth, periodontic treatment of the gums, repair of dentures, IV sedation or general anesthesia|
|Not covered||Re-cementing of crowns, inlays and bridges, stainless steel crowns, surgical removal of teeth, diagnosis and treatment of gum disease|
|Coinsurance||You pay 20% for covered services||You pay 20% for covered services|
|Complex Restorative Procedures 50% covered
12-month waiting period
|Not covered||Inlays, onlays and crowns, veneers or similar properties of crowns and bridges placed on or replacing the 10 upper and lower front teeth, dentures and bridges, denture adjustments, relining and rebasing, fixed bridge repairs|
|Coinsurance||Not covered||You pay 50% for covered services|
|Annual Maximum Benefit||$1,000||$1,000|
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An authorized Blue Cross and Blue Shield of Oklahoma agent will contact you.