We have the affordable and reliable coverage you need. From a variety of employer offered insurance options, to several member-based association and trade plans, you'll find the best solution for your group. Plus the largest PPO network and our custom management services make BCBSOK your best choice.
2014 Small Group Plans
2014 Medium and Large Group Plans
The state's most widespread network of PPO choices.
This money-saving plan has more than 6,000 BlueChoice doctors, hospitals and other health care providers from which to choose. If you choose BlueChoice with physician's office copayment, most routine BlueChoice physician's office visits require only a small copayment. And that's all that is owed, regardless of whether a deductible has been met.
Health Reimbursement Accounts: Save $$$ on premiums — add a health reimbursement account (HRA) to a high-deductible BlueChoice or BluePreferred plan. You can save on premiums and your employees get help with their high deductible. Our BlueEdge Health Care Accounts offer many new features including fully integrated claims processing and online tools.
Sign up for the state of Oklahoma's new premium assistance program.
Insure Oklahoma, otherwise known as O-EPIC (Oklahoma Employer/Employee Partnership for Insurance Coverage), is the first program of its kind in assisting those who might otherwise go without medical care. By participating in the Insure Oklahoma program small businesses owners, employees and their spouses may enjoy more affordable premiums.
Blue Cross and Blue Shield of Oklahoma (BCBSOK) is working with the Oklahoma Independent Petroleum Association (OIPA), Central Oklahoma Clearing House Association (COCHA) and Central Oklahoma Manufacturers' Association (COMA) to make it easier for member businesses to provide affordable group health coverage to employees. Businesses associated with any of these organizations can choose from a variety of Workforce Blue health care plans, priced within their budget, with physicians and health care providers they trust. To complete the benefits package, association members can also purchase Life, Dental, Short-term Disability (STD), Long-term Disability (LTD), and other voluntary products from Dearborn National.*
- PPO plan options: Choose from BlueChoice® PPO, BlueOptions® PPO, BlueOptimizeSM or BluePreferred® PPO
- Multiple deductibles and copayments available
- Prescription drug coverage
- Network availability in all 50 states
- Life, dental and disability benefits available
- OIPA, COCHA or COMA membership is required.
- Employer groups with 2-150 eligible employees can participate in the plan.
- Participating employer medical groups must maintain 100 percent participation among eligible employees. (This does not include employees who have other coverage, work part-time, or are in a waiting period.)
Common renewal for Workforce Blue will be Oct. 1 of each year.
Learn more about Workforce Blue for COMA .
Learn more about Workforce Blue for COCHA .
Learn more about Workforce Blue for OIPA .
* Products and services marketed under the Dearborn National® brand and the star logo are underwritten and/or provided by Fort Dearborn Life Insurance Company®.
Fort Dearborn Life Insurance Company does not provide Blue Cross and Blue Shield of Oklahoma products and services and is a separate company.
SM Service Mark of the Blue Cross and Blue Shield Association, an Association of Independent Blue Cross and Blue Shield Plans
Quality health coverage with money-saving tax advantages.
HSA Blue is a high-deductible group PPO plan that allows members to open a health savings account with a qualified financial institution and benefit from money-saving tax advantages.
Health savings accounts are subject to rules set out in the Internal Revenue Code and IRS regulations, which may change or be interpreted. Blue Cross and Blue Shield of Oklahoma is offering a health plan only and is not offering tax or investment advice. This information is a summary, and you should seek advice from qualified tax and investment advisors for details regarding your HSA and the tax treatment of that arrangement.
A low-cost PPO for employer groups.
BlueOptions is a unique PPO plan that offers the widest choices of network doctors and hospitals, yet is priced significantly lower than other standard PPO plans. Plus, BlueOptions is designed to encourage your employees to make consumer-driven decisions about their health care.
Here's how BlueOptions can offer more provider choices at a lower monthly premium: Employers and their employees pay a low premium for in-network coverage through our smaller PPO network. But if employees want services from providers in our larger networks, they pay a higher coinsurance amount for those services. So instead of the entire group paying higher premiums for some employees to use the larger networks, only the employees who use those networks will pay to use them.
Learn more about the BlueOptions PPO plan from the BlueOptions PPO brochure .
Same flexibility, more savings
BlueOptimize, a BlueOptions product, gives employers the flexibility to choose their provider and network at the time of service, but at even more savings than the standard BlueOptions plan.
Lower cost. Great benefits.
You save on premiums, because BluePreferred cuts cost without eliminating choices. Employers select the deductible and benefits that are right for them. BluePreferred has a smaller network and may work best for groups with employees closer to metro locations. Call 1-800-281-0446 or e-mail our marketing department.
You don't have to choose between quality health insurance benefits and affordable coverage. With BlueLincs HMO, you have a wide choice of physicians and an impressive list of benefits — with low out-of-pocket costs, solid protection and invaluable peace of mind.
The choice for unlimited provider selection.
If choice is important to you, select BlueTraditional. Its network has more than 10,000 hospitals, doctors and other health care professionals from which to choose. Select any health care provider and receive benefits for a covered medical condition. But for the highest level of benefits, choose BlueTraditional providers.
Our dental plans offer flexibility and a variety of options so you can customize according to your needs, all at an affordable price. Plus, BlueCare Dental Connection provides value-added resources and tools to help improve oral health, estimate costs and find the right dentist.
To complete a benefits package, a full range of life and disability products is available from Dearborn National (a wholly owned subsidiary of Health Care Service Corporation, which also includes Blue Cross and Blue Shield of Oklahoma). You can access the Dearborn National Web site or contact your Blue Cross representative for more information. Learn more.