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Medicare Part D helps you pay for your prescription drugs. Medicare Part D plans are offered by private insurers, and cost and coverage may vary by plan.
In general, there are 2 ways to get Medicare Part D prescription drug coverage:
To be eligible for Medicare Part D, you must:
If you are under 65 with a disability, you may also be eligible to enroll.
Medicare Part D Initial Enrollment, Annual Enrollment and Special Enrollment periods are the same as Medicare A and B.
Medicare Part D Late Enrollment Penalty
If you choose not to enroll in a Medicare Part D plan at the same time you are eligible to enroll in Medicare Part A and/or Part B and you have not had creditable coverage for 63 continuous days or more, the federal government may impose a late enrollment penalty.
The penalty amount changes every year and you will be required to pay it as long as you have Medicare prescription drug coverage.