Start with the Basics
What is health care reform and how does it affect you?
The Affordable Care Act is changing the way some Americans get health insurance. Visit our Health Care Reform and You website to learn about the new health care law, get tips on how to prepare for the enrollment period and sign up for e-mail updates to get the latest news.
- Why is health insurance important?
Health insurance is an affordable way for you and your family to stay healthy. A plan can protect you from devastating costs of an illness or injury. Read more about the importance of being covered.
- Types of health coverage
Insurance plans can cover a range of services, including medical, dental, vision, prescription drugs and maternity. Check to see which options fit your needs.
- Types of health plans and provider networks
Learn about HMOs, PPOs and CDHPs, including how to tell which doctors and hospitals you can go to, how to work with your primary care physician (PCP), if you need a referral, and how to save money by staying in your network.
Learn About Costs and Coverage
- What can you afford?
By understanding how health insurance works, you can make the most affordable choices.
- Understanding costs
Look at typical cost scenarios to cover your total health care expenses as much as possible.
- What is and isn't covered?
Do your homework to avoid surprises later. Find out what is included in a plan and understand the coverage limits.
- Keeping health care costs down
Use money-saving tips to keep your health care costs low.