Blue Access for Employers

Health Insurance Plan Levels

Our plans provide flexibility and choice for the small business owner. We offer four plan categories, or levels, for small groups with 1–100 employees:

LevelCost Details
Platinum
  • Highest monthly fees
  • Lowest care costs
Gold
  • Higher monthly fee than a Silver plan
  • Lower medical care costs than a Silver plan
Silver
  • Higher monthly fee than a Bronze plan
  • Lower medical care costs than a Bronze plan
Bronze
  • Lower monthly fees
  • Higher costs for medical care


Each level offers the same set of essential health benefits, quality and amount of care. You can choose from several plans with a variety of costs and out-of-pocket limits.

Summary of Benefits and Coverage (SBC)

We're providing 2016 Summary of Benefits and Coverage (SBC) and 2015 Summary of Benefits and Coverage (SBC) documents for each of our plans to help you make an informed choice about your health care coverage. These SBCs describe key features, including:

  • What's covered and not covered
  • Cost-sharing provisions and exclusions
  • Coverage examples

Note: These SBCs represent an overview of coverage; they're not a full list of what is covered or excluded. The full terms of coverage are located in the insurance policy. Information is subject to change.

 
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