If you currently have an individual health insurance plan, make sure you stay covered in 2015 so that you don't have to pay a penalty. You will also want to check to see what kind of financial assistance you may receive. Your circumstances could have changed since the last time you enrolled and you may qualify for a different tax credit amount for 2015.
If you want to shop for a new plan, you can do so during the open enrollment period. This runs from November 15, 2014, to February 15, 2015.
While you wait for open enrollment, learn about some of the advantages of staying insured.
You may qualify for financial assistance to help you pay for your insurance. Whether you qualify will depend on your income, family size and the health insurance plan you choose.
You may also qualify for cost-sharing assistance. This will help lower out-of-pocket expenses like deductibles and co-payments.
All new health insurance plans now include what the government calls "essential health benefits." These benefits cover emergency services, hospitalization, prescription drugs and more.
Your new health plan will also cover the full cost of many preventive services, such as:
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