With BCBSOK, find PPO and HMO coverage, all with Gold, Silver or Bronze metallic level options. Compare the costs and benefits of Blue Preferred℠, Blue Advantage℠ and MyBlue℠.
Individual and Family
Oklahoma Individual and Family Health Insurance 2027
Open Enrollment begins November 1 for Individual and Family Health Insurance in Oklahoma. Compare BCBSOK health plans, provider networks, prescription drug coverage, costs, and benefits so you’re ready to choose the coverage that best meets your needs.
Already a BCBSOK Member?
Review your 2027 coverage options and get ready to renew your plan.
What are BCBSOK's individual and family plan options?
Blue Preferred
Your statewide PPO plan. Access a network of over 27,000 providers across Oklahoma, all of whom you can visit without a referral.
Blue Advantage
A PPO coverage available across the state — and options for lower monthly premiums. With over 120 hospitals and 27,000 providers covered across the state, find care that works for you where you need it.
MyBlue
An HMO plan available across the Oklahoma City metro area, Tulsa metro area and Carter and Ardmore counties. Find a primary care provider you can rely on, network coverage that supports your needs and lower costs across the board.
Find Your Fit with Metallic Level Plans
Health care needs are different for everyone. Maybe you want to save more in 2027 or need a little extra care. We have plans that fit every family.
- Gold Level
- Silver Level
- Bronze Level
Why Choose BCBSOK?
Network and Care
BCBSOK's strength, trustworthiness and broad physician network combined with customer care. With a wide variety of plans available, it’s easy to find the right plan.
Wellness Programs and Support
We offer our members’ different types of wellness enhancements, ranging from rewards programs, behavioral health, maternal, prescription discounts and more!
Benefits of Coverage
All plans cover prescription drugs and mental health services. Plus, your yearly checkup, and 25 other preventive care screenings are available at no additional cost.
Enrollment Guidance
With our excellent customer service, we’ll guide you through the process - whether you prefer a human connection or a digital one.
Cost and Savings
What health insurance costs should I compare?
Look beyond the monthly premium when comparing 2027 plans. Review the deductible, copays, coinsurance and out-of-pocket maximum to understand what you may pay when you use your coverage
- Premium: The amount you pay each month to keep your health coverage active.
- Deductible: The amount you generally pay for covered care before your plan begins sharing certain costs.
- Copay: A fixed dollar amount you may pay for covered care.
- Coinsurance: A percentage of the cost of covered care that you may pay.
- Out-of-pocket maximum: The most you pay for covered in-network care during the plan year before your plan pays 100% of covered costs, subject to plan terms.
Can I get help paying for 2027 health insurance and how do I know if I qualify for assistance?
You may qualify for financial help to lower your monthly payments, such as a premium tax credit, based on eligibility. The amount of financial help you qualify for may change, so review current income and household information when you’re ready to apply.
Resources
Explore Member Resources
FAQs