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Blue Cross Medicare Options

You have a choice when it comes to your Medicare health coverage through Blue Cross and Blue Shield of Oklahoma. You can choose from our Medicare Advantage Plans, Medicare Supplement Insurance Plans and Medicare Prescription Drug Plans.

Part vs Plan

When you’re learning about Medicare, you may see a lot about ‘Parts’ and ‘Plans.’ For instance, you may read about Part A or Plan A. The two are different, but they are easy to separate. Here is information you need to remember:


Medicare is made up of Parts.

Medicare Parts cover specific benefits, like hospital or doctor visits, medications, and more. Most people have Part A and Part B. Some people may have Part C Medicare Advantage plan that combines Part A and Part B with additional benefits. Other people have part D.

Learn more about the 4 Parts of Medicare and how they work.


Medicare Supplement Insurance is made up of Plans.

Medicare Supplement Insurance Plans cover certain costs that the Medicare Parts do not. Different Medicare Supplement Insurance Plans cover different types of costs.

Learn more about Medicare Supplement Insurance Plans.

Medicare also has plans that are not identified by letters. These plans include Blue Cross MedicareRx and Blue Cross Medicare Advantage. Blue Cross MedicareRx offers Basic, Value, and Choice plans. Blue Cross Medicare Advantage offers HMO and PPO plans.

Blue Cross Medicare Advantage Plans

The Blue Cross Medicare Advantage plans offer all-in-one options that cover medical and prescription drugs.

Hospital, Medical, and Prescription Drug Coverage

Combines what’s covered by Part A and Part B, and add benefits

It Will Provide:

  • Medicare Part A (hospital insurance) coverage
  • Medicare Part B (medical insurance) coverage
  • Limits your out-of-pocket costs

Most Include:

  • Medicare prescription drug coverage (Part D)
  • Extra coverage, such as dental, hearing and/or vision services, and health and wellness programs

Blue Cross MedicareRx

Blue Cross MedicareRx helps you cover your outpatient prescription drug costs.

Prescription Drug Coverage

Helps cover costs of prescription drugs with copays or coinsurance

Partially Covers:

  • Prescription drugs

Blue Medicare Supplement Insurance Plans

Medicare Supplement Insurance Plans offer simple options that help you pay some costs not covered by Original Medicare.

Medicare Supplement Insurance Coverage

Helps with costs that Medicare Part A and Part B do not cover

Helps to pay for:

  • Coinsurance
  • Copayments
  • Deductibles

Important Information: If you enroll in a Blue Cross Medicare Advantage Plan, you cannot also enroll in Medicare Supplement Insurance Plans.

Help Me Choose a Plan

Not sure what you need? Answer a few questions to help you decide. Get started

Now that you’ve picked a plan, it’s time to enroll.

Useful Tools

Last Updated: May 19, 2023