Ancillary Products

We provide a portfolio of group products designed to meet the benefit needs of employers while providing maximum flexibility to employees.

Life Insurance 

Life insurance is a great way to provide for loved ones in the event of an untimely death. It can be one of the wisest decisions a person can make to protect those who financially depend on them.

Short-Term Disability

Short-Term Disability (STD) plans pay benefits when sickness or injury prevents a person from working full time. 

Long-Term Disability 

Long-Term Disability insurance provides a convenient, economical way of securing an income while out of work from an unexpected accidental injury or illness. 

Disability/Medical Integration 

The Disability/Medical Integration product streamlines the disability claim process to arrive at a decision faster through medical information sharing and cooperation between clinical health advocates and the disability team. Available for groups with Medical/Health Advocacy and Disability coverage through Blue Cross and Blue Shield of Texas.

Accidental Death and Dismemberment

Accidental Death and Dismemberment (AD&D) coverage pays additional benefits if a death or injuries occur as the result of an accident. 

Critical Illness

Critical Illness insurance pays cash directly to the insured individual for the unplanned expenses of a critical illness. 


Accident insurance provides cash directly to the insured individual for the unexpected costs of an accidental injury. 

Enhanced Solutions: Education

Enhanced Solutions: Education — We have designed benefits specifically for education professionals and have embedded them into our standard insurance products at no additional cost. 

Enhanced Solutions: Municipalities

Enhanced Solutions: Municipalities — Features that have been designed specifically for municipalities and their employees. They are included in our standard products and services at no additional cost.


Stand-alone vision that provides coverage for comprehensive vision exams and corrective eyesight material. It works alongside medical coverage. 

Benefits Manager

Benefits Manager provides employers with a wide variety of online tools, services and information to help you administer your ancillary group benefits.

Downloadable Forms

Download the forms you need to efficiently administer your ancillary products.

Contact Us

Do you have questions or need information? As your business partner, we’re here to help you.

Phone: 1-888-381-9727


Insurance products issued by Dearborn Life Insurance Company, 701 E. 22nd St. Suite 300, Lombard, IL 60148. Blue Cross and Blue Shield of Oklahoma is the trade name of Dearborn Life Insurance Company, an independent licensee of the Blue Cross and Blue Shield Association. BLUE CROSS®, BLUE SHIELD® and the Cross and Shield Symbols are registered service marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield Plans.