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Flexible Group Health Insurance Plans

Your client's health insurance needs are as unique as their business. That’s why employer groups depend on Blue Cross and Blue Shield of Oklahoma for our expertise, quality, and options across a range of price levels.

Every day, we earn our reputation for generating cost savings, and offering networks of providers dedicated to quality and healthy outcomes.

We Innovate with Purpose

We’re constantly evolving our products to reach even higher standards for care, quality, affordability, and accessibility.

We drive innovation from a deep integration of advanced analytics, expert insights, and leading-edge technology to advance better health outcomes for your client and their employees.

The Blue Distinction Program

Blue Distinction® is a designation given by Blue Cross and Blue Shield (BCBS) companies to health care facilities that have demonstrated expertise in delivering efficient, high-quality care with proven results, lower readmission rates and fewer complications across 11 areas of care.

Learn More About Blue Distinction

Blue High-Performance Network®

Designed to deliver greater value for companies and employees, the Blue High-Performance Network gives employees portable access to care across 65+ major markets—more markets nationwide than competitors.

  • Employers that choose BlueHPN average more than 10% in additional savings1 as compared to our already industry-leading PPO.
  • Providers in BlueHPN are measured on a consistent set of quality metrics across four key domains2.
  • Discover why businesses looking to tailor a cost-conscious benefits package with access to high-quality health care services choose BlueHPN.
Learn More About BlueHPN

Total Care

Total Care is a national designation program that recognizes providers for their efforts in coordinating total patient care and focusing on wellness and prevention. Blue Cross and Blue Shield (BCBS) Plans partner with these providers to improve health outcomes for members and curb the rising cost of healthcare.

Most Total Care programs are primary care models. Providers belong to Accountable Care Organizations (ACOs) and Patient-Centered Medical Homes (PCMHs). The ACOs and PCMHs must perform against both quality and cost outcome targets to receive incentives and rewards.

Employers have the flexibility to provide 2 or 3 configurable tiers or custom benefit designs, effectively steering members to designated providers.

Options by Group Size

Your client's health insurance needs are as unique as their business. That’s why employer groups depend on us for our expertise, quality, and options across a range of price levels.

Explore PPO Plans

Blue Options & Blue Options Select PPO℠

Best Fit: All Group Sizes

Support your client's cost-savings strategy, including the tools to educate your client's employees about their benefits with the Blue Options or Blue Options Select PPO. Give your client's employees the widest choice of networked doctors and hospitals at a lower cost than standard PPO plans.

Blue Choice PPO℠

Best Fit: All Group Sizes

The Blue Choice PPO offers your client's employees their choice of hundreds of participating hospitals and facilities throughout Oklahoma and more than 800,000 doctors and 6,000 hospitals contracting with Blue Cross and Blue Shield nationwide.

Blue Advantage PPO℠

Best Fit: All Group Sizes

The Blue Advantage PPO is our most affordable PPO network and provides comprehensive coverage inside the state, and extensive access outside Oklahoma through BlueCard®. Employees don’t have to select a primary care physician or obtain a referral for specialist care and have the freedom to self-direct their care.

Blue Preferred PPO℠

Best Fit: All Group Sizes

The Blue Preferred PPO provides for the payment of benefits at a higher level of coverage when your client's employees utilize our exclusive, statewide network of preferred providers of over 600 participating hospitals and facilities in Oklahoma.

Explore HMO Plans

BlueLincs HMO℠

Best Fit: 51-150 and 151+ Employees

A broad HMO network with access to over 4,000 physicians, the BlueLincs HMO gives your client's business a choice of standard, configurable, and custom plan designs to help your client and their employees save on premiums.

1 Savings are based on Consortium Health Plans analysis, 2019. Savings are on average and assume 100% enrollment. Results will vary based on employer locations and implementation.
2 Measures align with those being utilized by credible industry organizations, including American Hospital Association, Catalyst for Payment Reform and America’s Health Insurance Plans.