The BlueEdge Vitality HCA plans are part of the Blue Cross and Blue Shield of Texas (BCBSTX) portfolio of consumer-driven health plans. The BlueEdge Vitality HCA plans put members in charge of their health by empowering them to make their own decisions about how their health care dollars are spent. BCBSTX provides online tools and resources to help members make wise and informed decisions about their health care and better manage their health care benefits.
BlueEdge Vitality HCA provides your client a unique, cost-effective post-retirement option to offer their members. Funds are tracked each year and are accumulated while the member is actively employed. The employer sets aside a specific amount of money each year through funds from incentive-based rewards or lump sum contributions. Members only have access to the BlueEdge Vitality HCA funds upon a retirement date selected by their employer and held on the membership system. Funds roll over year to year. If the member changes jobs or medical plans, the HCA funds stay with the employer. Members can only access the funds upon retirement.
The HCA account is coupled with a PPO plan. Benefit levels vary depending on whether care is received in-network or out-of-network. Members must use the network providers to receive the higher (in-network) level of benefits.
BlueEdge Vitality HCA plans are available to clients through the Blue Choice Network, one of the largest networks in Texas. Blue Choice provides:
- Access to the national BlueCard® network when members are outside of Texas
- Over 600 participating hospitals and facilities in Texas
- More than 800,000 doctors and 6,000 hospitals contracting with Blue Cross and Blue Shield plans nationwide
For care outside of Texas, members have access to the BlueCard national network of providers.
The BlueEdge Vitality HCA is also offered as a stand-alone product on a self-funded basis.
For more detailed information on available benefit designs, a description of the services and supplies that are covered, a listing of those services and supplies that are limited or excluded, terms and general administration, or for any questions you may have regarding our products and services, contact us for the phone number of the regional sales office near you.