Health Savings Accounts

Our Health Savings Account (HSA) PPO plans put members in charge of their health by empowering them to make their own decisions about how their health care dollars are spent. We provide online tools and resources to help members make wise and informed decisions about their health care and better manage their health care benefits.


Here is what makes our HSA an exciting option:

Affordability — lower health insurance premiums for a health insurance plan with a higher plan deductible

Triple tax savings

  • Tax deductions when the employer contributes to the member's health savings account
  • Tax free earnings for the member through investment
  • Tax free withdrawals by the member for qualified medical expenses

The HSA plans offered by BCBSOK are coupled with federally qualified, high deductible, PPO health coverage. These health plans meet Internal Revenue Service (IRS) regulations.

Benefit levels vary depending on whether care is received in-network or out-of-network. Members must use network providers to receive the higher (in-network) level of benefits.

BCBSOK offers both aggregate and embedded high-deductible HSA plans with varying deductible amounts and out-of-pocket maximum options on either an insured or self-funded basis. All plans include outpatient prescription drug coverage that applies the cost of the covered drugs to the overall plan deductible and out-of-pocket maximum when prescriptions are obtained through participating pharmacies or through mail order pharmacy services.

For more detailed information on available benefit designs, a description of the services and supplies that are covered, a listing of those services and supplies that are limited or excluded, terms and general administration, or for any questions you may have regarding our products and services, look in the Contact Us section for the phone number of the regional sales office near you.