Start Enrolling in Health Insurance With BCBSOK

Both Individual and Family plans and Group plans are private health insurance options, but their main difference is in how you enroll:

Individual and Family plans:

• You enroll on your own and without the help of an employer or organization.
• Open Enrollment begins every year on Nov. 1.
• Most people enrolling in BCBSOK Individual and Family coverage have the same plan options, except where plans are only available in certain counties or regions.

Group, or employer-sponsored plans:

• You enroll through an employer or organization. Sometimes, your employer helps pay for part of your coverage.
• Open Enrollment is decided by your employer or organization.
• Your employer or organization chooses which plan options they offer employees. Different companies may offer different BCBSOK Group plans.

You might be able to; it depends if your employer offers BCBSOK coverage. Employers contract with BCBSOK to offer their employees health insurance plans designed to fit your needs as an employee and the business's size.

To learn if your job offers BCBSOK coverage, ask your Human Resources team or benefits coordinator. They can help explain your options and when to enroll. Then, learn more about the benefits of BCBSOK as a group member.

Want to learn more about your coverage options? Have a question about your plan cost? Just need help finishing your application? Learn who you should call depending on the type of coverage you're shopping for:

• Individual and family: 1-866-793-8111
• Medicare: 1-866-288-3539 (TTY 711)
• Employers: 1-855-346-2016
• Group plan members: call the number listed on your member ID card

If you're already a member, you can explore your benefits and covered care specific to your plan by logging in to your member account.

If you're not a member yet, visit the Prescription Drugs section of our website. There, you'll learn more about common prescription and pharmacy terms and programs, annual drug lists by plan type and more.

Our Provider Finder^® tool lets you search in-network doctors, hospitals and specialists. When you search as a guest, you can filter by ZIP code, plan name and type of care needed to explore covered doctors. If you're already a BCBSOK member, log in to get search results personalized to you and your plan. Search plan networks.

If you started your BCBSOK health insurance application and didn't get to finish it, you may be able to pick back up where you left off. Find out how you may be able to log back in.