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Large Group Health Insurance Plans

Discover a complete portfolio of standard to customizable, end-to-end health care solutions from Blue Cross and Blue Shield of Oklahoma (BCBSOK).

Ask your agent, broker or consultant to contact us for details on large group (151+) solutions.

Better Value, Better Benefits, Better Business

As an experienced and trusted health insurance carrier, we’re committed to providing options that meet your unique needs, from innovative local offerings to national solutions. Our goal is uncovering your goals and meeting them. The network product is a big piece of a holistic health care solution.

The following network products1 are available for local, labor/municipal, and national groups with 151+ participants for both types of funding arrangements: fully insured and self-funded (aka Administrative Services Only or ASO). Exceptions noted.

Blue Choice PPOSM

  • Broad statewide PPO plan
  • One of the largest PPO networks in Oklahoma
  • No Primary Care Provider (PCP) selection or referral required
  • Out-of-network benefits available
  • BlueCard access

BlueLincs HMOSM

  • Broad statewide HMO plan
  • BlueLincs HMO is our most affordable HMO network
  • PCP selection required
  • Referral not required
  • Out-of-network benefits and BlueCard access available for emergencies and accidents only

Blue Advantage PPOSM

  • Smart Statewide PPO Plan
  • Blue Advantage PPO is our most affordable PPO network
  • No PCP selection or referral required
  • Out-of-network benefits available
  • BlueCard access

Blue Preferred PPOSM

  • Smart Statewide PPO plan
  • Blue Preferred PPO gives your employees access to a statewide network at an affordable cost without compromising benefits, quality and services
  • No PCP selection or referral required
  • Out-of-network benefits available
  • BlueCard access

BlueOptions PPOSM

  • Tiered statewide PPO Plan
  • A lower-cost alternative to the broad PPO. There are three benefit tiers:
    • Tier 1 – Blue Preferred PPO. Lower cost-share when employees choose from this select network of providers
    • Tier 2 – Blue Choice PPO. The flexibility of accessing the broader PPO network, but with a higher cost-share than Tier 1
    • Tier 3: – Out of Network. The ability to use OON providers and still receive some coverage
  • No PCP selection or referral required
  • Out-of-network benefits available
  • BlueCard access
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Easily Boost Medical Benefits with Ancillary

We can combine our medical coverage with some of the most popular ancillary benefits in one quote. Package pricing3 combines medical coverage with other ancillary benefits and allows for a reduction in medical premium. Ask your agent, broker or consultant to add the following:

BCBSOK Supports Your Business

Health care benefits are a crucial part of recruiting new employees and retaining your existing workforce. That’s why BCBSOK provides you with the tools, resources, and professional health care expertise you need to maintain the health, productivity, and satisfaction of the employees who help your business thrive.

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1 Ancillary product package pricing is available to mid-market (51-150) and large group market segments (151+) with up to 3,000 eligible employees when combining medical with qualifying ancillary options. Multiple Employer Welfare Arrangements, small groups (1-50), Blue Balanced FundedSM, student health plans, select large group segments, Minimum Premium Plans and ASO groups with percent-of-claims arrangements are excluded from this program.