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You have two set times each year to buy a Blue Cross and Blue Shield of Oklahoma (BCBSOK) health plan. One is the Open Enrollment Period (OEP). This is most often November 1 – December 15 and is the time when everyone can buy a health plan. The other is called the Special Enrollment Period (SEP). The SEP runs from the time the OEP ends until it starts again the next year.
In order to qualify for SEP, you must have had a qualifying life event within the past 60 days. Get more important information before applying for SEP.
If you qualify for SEP, take a look at the health plans in your area.
In most cases, you have 60 days (including weekends and holidays) from the date of your qualifying life event to buy a new health plan.
Some qualifying events, like losing health care coverage due to job loss, may let you buy a plan up to 60 days before your event happens. You can call us at 1-800-538-8833 with any questions.
To apply during SEP, you'll need to send in proof showing you had a qualifying life event. These documents will need to show what the life event was and the date the event happened. Marriage or adoption certificates are good examples. View a full list of required documents .
You can check to see if you qualify for a subsidy, also known as a premium tax credit, while applying during SEP. This credit may help you lower the amount you’ll pay for your monthly premium bill.
There are many kinds of life events that qualify for a special enrollment.
View a full list of qualifying events .
Not all major life events will qualify you for an SEP.
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You can always call us at 1-800-538-8833 or use the contact form if you have questions or need help.
If your life event qualifies you to get health care coverage in a special enrollment, you have three ways to buy your plan:
While your application is being reviewed, we’ll send you a letter if more documentation is needed. You’ll have 30 days from this letter’s date to reply.
When you buy or change your health plan during the SEP, your health care coverage may not start right away. Your coverage start date is most often based on:
If you can’t get health care coverage during SEP, you may still have options.
You may qualify for Medicaid , Children’s Health Insurance Program (CHIP) or other assistance based on your income. These health care coverage options are provided by the government. There’s no SEP, so you can apply at any time. You may also qualify for financial help.
Note: Members of American Indian and Alaska Native tribes can apply for health care coverage any month of the year.
If you qualify for SEP, take a look at the health care plans in your area.
1Please note that the following are not considered loss of coverage: voluntarily canceling your health insurance plan, having your plan canceled because you did not pay your premiums or because your plan did not meet the requirements set by the Affordable Care Act for Minimum Essential Coverage.
2Only for health plans bought on the Marketplace.
3BCBSOK does not offer temporary or short-term plans. These plans may not provide the full benefits of a BCBSOK health plan, including essential health benefits.
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Sales Questions and Additional Plan Information:
1-866-793-8111
Calls may or may not be answered inside the United States.
Monday – Friday: 8 a.m. – 8 p.m. CT
Saturday: 8 a.m. – 6 p.m. CT
Sunday: 10 a.m. – 2 p.m. CT
Customer Service:
1-866-520-2507
Calls may or may not be answered inside the United States.
Monday – Friday: 7 a.m. – 8 p.m. CT
Saturday: 8 a.m. – 5 p.m. CT
Sunday: Closed
Already a member?
Call the Customer Service number on the back of your member ID card.